Whole Life Insurance

Should You Have More than One Life Insurance Policy?

Should you—or can you—have more than one life insurance policy!? We occasionally hear this question and the answer may be very important to your wealth! So beyond a simple “Yes,” let’s consider why people have “portfolios” of investments and how the concept applies to life insurance. An investment portfolio typically contains a range of diverse …

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Naming Beneficiaries: 7 Mistakes to Avoid!

Do you intend to leave a legacy? Utilizing life insurance and selecting policy beneficiaries for your policies and/or other accounts makes leaving legacy gifts simple, keeping them out of probate or the state courts. That is… unless you make a critical mistake. We wrote this beneficiary checklist so you won’t! You’ve put a legacy into …

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Understanding Whole Life Insurance Dividends

What are life insurance dividends and how do they work? What kinds of companies pay dividends? Are life insurance dividends taxable? What are your life insurance dividends options? In this article, we’ll try to answer “everything you always wanted to know about life insurance dividends but were afraid to ask!” What are life insurance dividends? …

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Why Seniors Are Getting New Life Insurance Policies

“Old age isn’t so bad when you consider the alternative.” – Maurice Chevalier “Am I too old for life insurance?” We get this question a lot, surprisingly, often from people who are only in their 50’s or 60’s. However, there are many seniors getting life insurance policies—even in their 70’s or beyond. You’re probably not …

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Reduce or Stop Premium Payments… and KEEP your Whole Life Policy!

“I bought a new life insurance policy but the small print is impossible to understand. All I´m sure of is that after I die, I can stop paying.” (Anonymous) What if you can’t (or don’t) pay your whole life insurance premiums—but you still want the policy? What if you own a whole life policy and …

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(VIDEO) More Income in Retirement

What’s BETTER Than Stocks and Bonds!? In our article, “7 Strategies for More Income in Retirement,” the seventh strategy was to consume your  assets strategically. Below is a case study for the National Network of Estate Planning Attorneys that demonstrates just such a strategy! This presentation was given by Todd Langford of Truth Concepts software …

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Questions to Consider AFTER You Apply for Life Insurance

The art and science of asking questions is the source of all knowledge.”    —Thomas Berger A couple of months ago, we published an article, “Essential Questions to Ask BEFORE You Apply for Life Insurance” that gave guidance on: choosing life insurance companies evaluating types of insurance policy time frames avoiding common mistakes, pitfalls, and more. …

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7 Strategies for More Income in Retirement

“Old age is always fifteen years older than I am.” —Bernard Baruch, American financier, investor, statesman and philanthropist One of the biggest fears people have is running out of money in retirement. And for many Americans, this is a very real risk, not an irrational phobia. If you are a reasonably healthy 65-year-old non-smoker, actuarial …

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5 Day Weekend Review: A Road Map to Freedom

 “I own my life. I set the terms. I take responsibility for my results.” —Nik Halik and Garrett Gunderson, 5 Day Weekend How to Finance the Life You Dream About What would it be like to free yourself from the work grind AND have the money to do anything you want with your time? Meet …

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Questions You Must Ask BEFORE You Apply for Life Insurance

Nobody wants “buyer’s remorse” when it comes to something as important as life insurance! And yet, we hear it all the time… policy owners who wish they knew what they know now before they bought their policy. Today we’ll give you some questions to consider early in the process. (There are also questions to consider …

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