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Money Myth Video #11: “Whole Life has a Terrible Return!”

We hear that whole life has a horrible rate of return from many so-called financial experts who do NOT understand life insurance! In this video, Kim examines where the myth comes from… Whole life is often compared with investments… not other savings vehicles. The additional death benefit (and living benefits) are not considered. Its cost …

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Money Myth #6: Average Rate of Return Equals Actual Rate of Return

Is the average rate of return of an investment the same as the actual rate of return? Unless the investment has a fixed rate of return (for example, earning 5% each and every year), they are NOT the same! Sometimes, they are very different. This sleight of hand is one reason that investor returns are …

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How to Protect Your Identity and Personal Financial Information

“Last week, somebody stole my identity. This week, they begged me to take it back!” —Anonymous Chances are, you were affected by Equifax security breach which impacted 143 million Americans, plus some Canadians and Brits with US dealings. The breach reportedly happened on July 29, 2017, although the public was not informed until early September. …

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