Prosperity Economics

7 Strategies for More Income in Retirement

“Old age is always fifteen years older than I am.” —Bernard Baruch, American financier, investor, statesman and philanthropist One of the biggest fears people have is running out of money in retirement. And for many Americans, this is a very real risk, not an irrational phobia. If you are a reasonably healthy 65-year-old non-smoker, actuarial …

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The Balancing Act: Are You Truly Diversified?

“Everything in life… has to have balance.” —Donna Karan Have you taken a “330,000-foot view” of your finances lately? And if you have… is your portfolio ready for whatever the market might throw at it? Are you positioned for the growth, strength, stability and cash flow you desire? To help you answer that, let’s examine …

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Alternative Investments: Non-Correlated Assets for a Better Portfolio

“Some people don’t like change, but you need to embrace change if the alternative is disaster.”  – Elon Musk Investors have short-term memories, which is why so many cling to the stock market, even when it’s on a downward trend, or overdue for a correction. If you have lost confidence in the market, or are simply looking for WHERE you …

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Longevity In America: It’s a Whole New Age

 “You’re not getting old; you’re getting ready.” -Ernestine Shepherd, the world’s oldest female competitive body builder. The numbers are in, and people are living longer! The CDC calculates that overall life expectancy in the U.S. is presently 78.7 years, with women outliving men by an average of 5 years, or 81 years vs. 76 for …

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Should You Cash Out Your 401(k) Early?

“I would blow up the system and restart with something totally different.” – Ted Benna, “father” of the 401(k), quoted in MarketWatch.com As investors educate themselves about the financial advice that is accepted as “common wisdom,” many begin to realize that 401(k)s might not be the “retirement solution” they were assumed to be. Even Ted …

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